How much can I borrow?

Any amount from £5,000 to £250,000 depending on your circumstances.

What can I use the loan for?

Our loans have no restrictions for purpose... holidays, home improvements, car... we specialize in clearing your existing debts.

Anything you like! We specialize in clearing your existing debts but you could also use your low cost secured loan to help you:

  • Buy a new car.
  • Take that luxury holiday you promised yourself.
  • Do those home improvements you really wanted.
  • Pay off credit card or store card debt.
  • Consolidate your debts to put you back in control of your life.

What would my secured loan actually cost?

The exact amount you will pay per month will depend on the amount borrowed, loan rate, your status and the term length. Use our online loan calculator for repayment examples.

To find out exactly complete our online form. It's free and quick so there is no reason not to.

What if I have bad credit?

We consider all circumstances and even if you have CCJ's, defaults or mortgage arrears we could help. We can also offer loans to ex bankrupts and current IVA's.

What if I am self-employed?

Unlike many loans companies we accept 100% self certification of income. This means that if you are self employed you can secure the loan you need quickly with us.

Is my application confidential?

Every application is treated in the strictest confidence. We will not contact your employer or bank without your permission.

What if I move house?

In certain circumstances your loan may be transferred to your new property, or simply clear the amount outstanding from your sale proceeds.

Over how long can I spread the payments?

Generally your loan may be repaid over any period between 3 and 25 years.

Can I repay the loan early?

Yes. The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.

What if I am off sick or lose my job?

Our optional insurance schemes are available to cover your monthly payments if you are unable to work due to illness, redundancy or unemployment.

What if I want to borrow more?

Just contact us, even if your existing loan is still being repaid.

Where can I find out more information about personal loans?

Read our featured finance articles for straight forward and practical advice about all aspects of finance, including secured and unsecured loans.

I have another question, can I contact you?

Yes, if you have any further questions please don't hesitate to complete our contact form.